Sustainable jewelry brand Mi Luna's first special Christmas set with jewelry tray is now available

During this POP UP, we will unveil for the first time the “Special Christmas Set” where you will be able to purchase items made from natural stones and Akoya pearls. Additionally, the “One&Only Drop Ear Cuff” will be added to the “Personalized Jewelry” item, where you can select your favorite natural stones and create your unique piece of jewelry.

This is an opportunity to directly see, touch and select natural materials such as natural stones and pearls in store, and create unique jewelry. We offer one-of-a-kind jewelry that's perfect for the holiday season, as a reward for yourself who've worked hard over the past year, or as a gift for a loved one.

1. Special Christmas box

Two special sets to liven up the Christmas season will be revealed for the first time at Matsuya Ginza.

This special Christmas set includes Mi Luna's first original jewelry tray.
*Limited quantity, ends as soon as they are sold out.

①Set A: K10 amethyst drop ring + ball chain necklace (gold)
This set includes an amethyst ring that lifts your mood with the perfect color for the party season, and a chain necklace that brings a fashionable atmosphere with the sparkle of gold.

Material: K10/SV925

Regular price ¥67,100 (tax included) →Fixed price ¥64,000 (tax included)

②Set B: K10 Akoya Pearl Ring + 5 Way Akoya Pearl Chain Necklace (Silver)
A ring made up of large Akoya pearls which bring shine to your hands, and 20 Akoya pearls in a row.

A very popular necklace set that exudes a luxurious atmosphere.

Material: K10/SV925
Regular price ¥99,000 (tax included)→Fixed price ¥95,000 (taxes included)

■original mi luna jewelry tray

Once folded, it becomes a practical jewelry pouch to carry when traveling.

When unfolded, it becomes a jewelry tray that can be displayed at home or on the go.

I created this article in the hope that you can carry your precious jewelry with you at all times.

2. “Ear Bags” have been added to “Personalized Jewelry” items.

“One&Only Drop Ear Cuff” will be available as a “Personalized Jewelry” item.

Choose your favorite stones and natural objects in bulk (earrings, rings, necklaces, ear cuffs)

You can choose from each and create your unique piece of jewelry.

One&Only dangling ear jewelry made with your favorite natural stoneOne&Only dangling ear jewelry made with your favorite natural stone

Material: K10 yellow gold/K18 yellow gold
Amount: Earrings ¥44,000 (taxes included) ~ / ¥66,000 (taxes included) ~
Necklace ¥55,000 (taxes included) ~ / ¥88,000 (taxes included) ~
Ring ¥77,000 (taxes included) ~ / ¥132,000 (taxes included) ~
Earring (single) ¥33,000 (tax included) ~ / ¥49,500 (tax included) ~
(Double) ¥38,500 (tax included) ~ / ¥58,000 (tax included) ~
Delivery time: Approximately 2 months after the end of the POP UP

mi luna has held a POP UP in Matsuya Ginza four times since November 2020, and the one-of-a-kind natural stones and beads have been well received by many customers. We want as many people as possible to know mi luna, which is why we have decided to once again organize a “Christmas POP UP” on this occasion.

Location: Matsuya Ginza 1st Floor Accessories Promotion Area

Event period: November 15 (Wednesday) to November 21 (Tuesday) 2023

Opening hours: 11:00 a.m. – 8:00 p.m. (until 7:30 p.m. on Sundays) *Opening hours are subject to change.

Birth context

mi luna is a jewelry brand that aims to achieve “sustainable production and consumption” by integrating the SDGs into fashion.
It is operated by KOMEHYO, a brand reuse company, and Luna Vista Co., Ltd., which produces environmentally and people-friendly brands and lifestyles. Using the “jewelry remake” technology that we launched in 2011, in 2019 we launched a brand that “takes a particular interest in manufacturing and contributes to the transmission of artisan techniques”. Based on the idea that “natural stones, gifts from the earth, must be passed on from person to person and continue to shine over time”, we use natural stones and pearls purchased from KOMEHYO to create trendy jewelry. We transform them. into a high product.

Official website: https://shop.miluna.tokyo
Official Instagram: https://www.instagram.com/miluna_jewelry

Company Name: Komehyo Co., Ltd.

Representative: Takuji Ishihara, president and representative director

Headquarters location: 3-25-31 Osu, Naka-ku, Nagoya, Aichi Prefecture

Created: May 2020 (Reiwa 2)

URL: https://komehyo.co.jp

Company Details:
Komehyo strives to improve the value of the reuse market to make reuse more accessible, more convenient and safer. We engage professional reviewers and re-use technologies such as AI to determine authenticity, verify quality and carefully maintain our products, giving us confidence in our independently sourced products and bringing them to market. By striving to provide a seamless shopping experience between offline and online and arousing the curiosity of customers and society, we will improve the standards of the entire reuse market and realize a sustainable society.

The impact of AI on existing industries and its future, as interpreted by the financial sector. Why active management has declined and passive management has increased | DIAMOND Harvard Business Review |

金融業界から読み解く、AIが既存産業に与える影響とその未来

Jakub and Jedrzej Krzyszkowski/Stocksy

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summary:Will AI (artificial intelligence) transform existing industries? Will it bring good or bad results? The financial sector, which actively promotes digital investment, provides clues on these questions. This article focuses on the last 10 years.See moreWe look back at what happened in the financial sector in 2017 and decipher the impact that AI will have on existing sectors and their future.close

A future dominated by AI

The sudden social awareness towards AI (artificial intelligence) has left many people wondering what an AI-dominated future would look like.

Will AI transform industries? Will democratization occur and the market open up, or will industry consolidation continue? Will this bring good or bad results?

The answers to these questions lie in the world of finance. Over the past 10 years, the financial industry has witnessed a rapid increase in data volumes, the proliferation of computers with unprecedented computing power, and a transformation of the industry. The same forces that led to the development of AI were at work.

The financial sector's experience offers hope for an AI-dominated future, but also presents a harsh reality. This suggests that if AI transforms industries, or even all industries, it will be large companies that will benefit the most. AI can make individual players smarter while making the world as a whole dumber.

The world of finance is an ideal “laboratory” to explore the potential impact of AI, because information processing is at its heart. Unsurprisingly, financial institutions of all types have outpaced other sectors in investing heavily in digital technology and data management to improve their competitiveness.

Of course, the experience of the financial sector alone does not tell the whole story of the latest large-scale language model that shocked the world for six months. But changing competitive dynamics in the financial sector over the past decade offer insights into the future. Indeed, we can see what will happen in many industries when AI becomes cheaper and more widely available. And regardless of new versions of AI, the financial sector will always be the canary in the coal mine, providing advice to other sectors.

First, it is clear that AI has the potential to disrupt industrial dynamics in one fell swoop. I would like to reflect on what has happened in the asset management industry. Over the past 15 years, the industry has experienced two major disruptions driven by the increasing “domination” of digital and data.

First there is the mutual fund industry. Here, passive fund managers (managers who invest in index funds without analysis) have increased and active fund managers (stock pickers) have decreased. This change has been incredibly rapid, as data and digital technology have made passive investing more competitive, making it harder for active fund managers to gain an informational advantage.

In just the last eight years, the ratio of passively managed assets to actively managed assets has increased from 0.6 to 1.2, and market share has changed dramatically. Active fund managers are no longer able to charge large trust fees (more than 1% of assets under management) because passive fund managers have the ability to implement strategies similar to active fund management strategies for a tenth of the cost.

The second is the transformation of the hedge fund industry. Quantitative investing, based on large amounts of data and sophisticated calculations, has outperformed traditional long-short strategies based on fundamental analysis. Long/short investment decisions require long and deep analytical skills, but managers need more of the ability to quickly analyze large amounts of data and formulate short-term strategies. These trends in the financial sector suggest that an AI-dominated future could create distinct winners and losers in a very short period of time.

At the same time, it seems that not everything will change as quickly as expected. While the world of high-frequency financial transactions, where macroeconomics, market sentiment and corporate information come together, has changed rapidly, the world of low-frequency transactions such as wealth management and lending has not. hasn't changed much.

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There was once concern that the emergence of robo-advisors would undermine the stronghold of financial advisors, but that dynamic has stalled and could be reversed. Customers still seem to prefer humans.

Likewise, the lending world is not being transformed by AI as much as expected, and lenders who have adopted AI face a number of challenges. Even though the amount of data on personal and business credit is gradually increasing, it is not that large and may not be useful when looking at it from the perspective of the financial market as a whole.

The question of whether AI will bring disruptive changes to an industry appears to be closely related to the nature of the “information problems” it solves. Financial markets are multidimensional information problems that require large amounts of data and computing power. Fields with similar characteristics to finance, such as drug design in pharmaceutical development, could be susceptible to disruption by AI.

However, many sectors, notably the service and manufacturing sectors, are simply less relevant to AI and can be considered closer to wealth management and lending. Experience from the financial sector shows that human-facing services, where the amount of data and pace of change are slow, are likely almost indestructible, even in an AI-dominated world.

Of course, AI will have a big impact in terms of improving decision-making, but it will likely be an incremental change (as in wealth management and lending) rather than a revolution ( as in financial management).

Current Status and Future of Stablecoins | The Future of Money and Technology vol.9 – xTECH

Current Status and Future of Stablecoins |  The Future of Money and Technology vol.9 - xTECH

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PayPal, a leading online payment company, announced that it will issue the stable coin “PYUSD” on August 7, 2023, which has attracted a lot of attention in financial and fintech circles. What is a stablecoin? We'll discuss it in detail later, but to put it simply, it's a “crypto asset that has a value equivalent (equivalent) to legal tender”, and is used to refer to a token equivalent to the US dollar that can be used in Web3 (DeFi in the broad sense). It's a word that is used often.

PayPal, a giant in the online payments industry with more than 30 million merchants and over 400 million users worldwide, has supported the buying and selling of crypto assets, but the company now issues stablecoins . By deciding to do so, we are moving closer to this approach. an environment in which hundreds of millions of people can use stablecoins (but not all users at the same time because regulations differ between countries). The company has also become a hot topic in the Web3 industry, which has been waiting for a reliable stablecoin issued by a major operator.

HINT

・What is a stablecoin?
・What are stablecoins used for?
・What is the future of stablecoins?

What is a stablecoin?

As mentioned at the beginning, stablecoin is a type of crypto asset whose value is tied to legal tender, precious metals, other crypto assets, etc. in order to avoid the risk of significant fluctuations in the value of crypto assets. 200 types of tokens issued on public blockchains.

*In a broader sense, centralized currency issued on consortium chains or private chains can also be called stablecoins, but in this article we will use the definition above.

Additionally, even though stablecoins have the characteristics of crypto assets, they maintain a stable value, making them suitable for uses such as payments, remittances, transactions, and savings.

Stablecoins can be broadly classified into three categories based on their backing method and issuing institution. Each is briefly explained below.

guaranteed stablecoin:Real assets (legal tender, gold, etc.) are deposited and stablecoins are issued for an equivalent amount. In this case, the issuer must manage the deposited assets and ensure control and transparency. Representative examples of collateralized stablecoins include Tether (USDT) and USD Coin (USDC), which are pegged to the US dollar.
Crypto-backed stablecoin: It is issued by posting other crypto assets (mainly Ethereum, etc.) as collateral. In this case, the issuer uses smart contracts to manage collateral and adjust prices. Representative examples of cryptocurrency-backed stablecoins include Dai (DAI) and sUSD (SUSD), which are pegged to the US dollar.
Algorithmic stablecoin:It has the characteristic of stabilizing the bid amount and price by adjusting the bid amount and price using an algorithm without a direct link to a specific asset. Typical examples of algorithmic stablecoins include Magic Internet Money (MIM), Flux (FRAX), and Neutrino USD (USDN), which are pegged to the US dollar.

In reality, collateralized stablecoins such as USDT and USDC make up the majority of total stablecoins, and PYUSD issued by PayPal is also included here.

What are stablecoins used for?

Currently, the uses of stablecoins are quite limited and have not reached the point where they are widely used. However, it is gaining popularity in certain applications.

For example, there is a use case for converting crypto assets into stablecoins to determine profits or losses. Depending on the market situation of crypto assets, it is necessary to temporarily exchange them for safe assets. Stablecoins, a type of crypto asset, can be traded directly on DEXs (decentralized exchanges) rather than centralized crypto asset exchanges, and are actively traded.

International remittances are also one of the use cases of stablecoins. Compared to crypto assets such as Bitcoin, stablecoins have stable values ​​and are therefore easier to use for regular fund transfer purposes.

Stablecoins can also be used for online payments. Buying and selling NFTs can be considered a typical use case. On major NFT marketplaces such as OpenSea and Rarible, you can purchase NFTs using USDC. Stablecoins are also used to purchase tokens and items in blockchain games.

Starting August 2023, USDC payments will be available in stores from Shopify, a leading e-commerce company. With the addition of PayPal merchants, the number of e-commerce sites accepting stablecoins will increase and the number of stablecoin users, which has been limited until now, may increase further.

What is the future of stablecoins?

You might be wondering why anyone would bother paying with stablecoins on an e-commerce site, even though Shopify and PayPal support it. It is true that nowadays it is more common to pay by connecting to PayPal, etc. through a credit card or bank account, and as long as your personal assets are in your bank account, there isn't much incentive to go out of your way. to use stablecoins.

However, the digital native generation, who are familiar with the Internet and digital technology and are expected to have a high level of interest and understanding of crypto assets, will increase their investments in crypto assets and other digital assets in the future and will invest in digital assets such as crypto assets. If they start holding table coins, they may find it more convenient to pay with stablecoins instead of converting them to fiat currency for e-commerce and other purposes.

Additionally, since stablecoins have an affinity with the Web3 ecosystem, Web3 services will expand in the future, leading to self-custody wallets (crypto asset wallets that allow users to manage their own private keys and access DeFi services as usability improves). could consolidate their position as an increasingly important means of payment.

On the other hand, as stablecoins can impact financial systems and monetary policy, many countries and regions are working to introduce regulations against stablecoins. Although there is no comprehensive national regulatory framework for stablecoins in the United States, the United States Securities and Exchange Commission (SEC) and the Federal Reserve Bank (FRB) have recognized the need for regulation.

In Japan, the revised Payment Services Act came into effect on June 1, 2023, imposing certain regulations on stablecoin issuers and intermediaries. Additionally, issuers and intermediaries are required to manage and report collateralized assets and maintain capital adequacy ratios. It appears that there is already a movement to issue yen-denominated stablecoins that can be distributed locally under the new legal system.

Stablecoins are innovative forms of currency that have the potential to shape the future of the financial system and will continue to play an important role in the cryptocurrency ecosystem. The amount outstanding will also continue to grow. The key points in determining whether the general user base will expand are the expansion of use cases such as Web3 and the emergence of easy-to-use wallets.

(Tatsuto Fujii: Executive Director, Mizuho Financial Group, General Manager, Digital Planning Department)
Since 1998, he has worked at IBM, developing core systems for megabanks and providing consulting services to financial institutions. After that, after working at Microsoft, he joined the innovation business of MUFG and led the DX project. Major activities include Fintech Challenge, MUFG Digital Accelerator, Open API, MUFG Coin, etc. After that, he led the development of financial super apps as Managing Director and Chief Digital Officer at Financial Holdings. Back at Microsoft, he also participates in promoting DX to financial institutions and formulating sustainable development strategies. Creation of FINOVATORS, a general incorporated association, which also supports FinTech companies. From 2021, he will be director of the Japan Blockchain Association. Graduated from Doshisha University and completed the 17th EMP at the University of Tokyo.

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After thinking about the future of humanity's survival through generative AI technology, three options were proposed after a 10-year preparation period for a plan to reduce humanity from 8 billion to 2 billion people. To light up…

After thinking about the future of humanity's survival through generative AI technology, three options were proposed after a 10-year preparation period for a plan to reduce humanity from 8 billion to 2 billion people.  To light up...

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The first “Mariha” flagship store opens in Omotesando Hills! New jewelry and limited in-store dresses are also on sale! mid-calf FLASH NEWS |Fashion | mid-calf | One small step towards me tomorrow!

The first flagship store of “MARIHA”, which has many fans among the Mimore generation, opened yesterday, April 12 (Friday) in Omotesando Hills! This is the only store offering a full range of popular jewelry and dresses! There are also plenty of limited edition and pre-sale items to commemorate the opening.

The store's interior is based on natural wood and features the brand's colors of white and gold, creating a comfortable space that embodies designer Marie Weston's timeless and elegant worldview.

The Omotesando Hills store carries Mariha's entire line, including the brand's signature “Earth Drops” collection and K18 jewelry, as well as the popular silver jewelry and resort dress collection.

Pre-release of new jewelry to commemorate the opening!

Necklace ¥159,500 each, earrings ¥110,000 each (one ear), rings ¥605,000 each *All K18YG, diamond

To commemorate the opening, new jewelry from the “Zodiac Sun” series will be on sale exclusively at the Omotesando Hills boutique. Necklaces, earrings and rings adorned with constellation and diamond motifs are designed to be enjoyed both casually and formally. Necklaces can also be personalized with your initials engraved on the back.

New resort dresses only available at the Omotesando Hills store!

Dresses exclusive to the Omotesando Hills boutique and online store are also available! The “Spring Piano Dress” features an impressive black switch line on the chest that resembles a piano keyboard and is available in two colors: brown and navy blue. A carefully selected silhouette that highlights the beauty of a woman's body line, only available at the Omotesando Hills store!

A romantic ruffled dress that extends below the bust, with a V-neck for a clean, sophisticated look. Two-tier ruffles from shoulders to waist also cover the upper arms.



A heart pattern that adults want to wear!
New series “True Love”

Necklace ¥28,600 ¥39,600 Charm ¥40,700

The new “True Love” heart design series now includes timeless classic designs, heart necklaces, charms and earrings! The surface has a matte finish and has been treated to give off a glossy, elegant sheen, creating a heart design that adults would want to wear. Charms can be personalized into necklaces and bracelets. This would also be a great gift!



Offer a fancy bracelet!

Additionally, those who purchase more than 35,000 yen (tax included) in the Omotesando Hills store will receive a free bracelet! A luxurious bracelet made of onyx beads and a charm engraved with the brand's new emblem.

Come visit our first flagship store where you can relax and enjoy Mariha's worldview.

Mariha Omotesando Hills StoreAddress: Omotesando Hills Main Building B1F, 4-12-10 Jingumae, Shibuya-ku, Tokyo
Opening hours: 11:00 a.m. – 8:00 p.m. (depending on building/floor opening hours)
tel:03-6447-2551

Click here for the official website >>

Contact Us/Mariha Omotesando Hills Store
such. 03-6447-2551


Composition/Text/Kyoko Dehara

Previous article: “A simple and “quiet” luxury that you will want to imitate. What is the recommended way to wear it for people in their 40s and 50s?(Madame Snap abroad)>>

A reward for you who worked hard this year or for your significant other! Jewelry for less than 400,000 yen (Holiday Jewelry 2023 vol.1)

Inspired by chandeliers, AHKAH's unique earrings are captivating with their curves that gently follow your ears and their brilliant diamond fringe that sparkles with every movement. Add a playful touch to your outfit with the sparkle of this beautiful piece of jewelry, perfect for the festive season.

A coin with detailed engraving

“Gucci Icon” bracelet WG ¥327,800/GUCCI (Gucci Customer Service)

A stylish bracelet studded with GUCCI's iconic GG motif and the heart motif, which is also a beloved symbol of the brand. You have the choice between two materials: chic white gold and feminine rose gold with a different print.

A fusion of brand icons and lucky designs

“Eternal Gold” ring PG ¥379,500 (estimated price) / PRADA (Prada Customer Service)

“Eternal Gold” ring PG ¥379,500 (estimated price) / PRADA (Prada Customer Service)

The PRADA ring is inspired by the serpent, one of the symbols of ancient mythology, and features the iconic logo embedded in the serpent's head. The curved and elegant lines that gently hug your fingers make it perfect as an amulet jewelry.

Trendy piece for everyday use

MIKIMOTO MIKIMOTO

YG x Akoya Pearl x Diamond “Talisman Glide” Bracelet ¥374,000/MIKIMOTO (Mikimoto Customer Service Center)

AI Evolution and the Future of HR – Persol Research Institute

AI Evolution and the Future of HR - Persol Research Institute

AI Evolution and the Future of HR

From conventional AI specialized in “identification” to generative AI capable of “generating new results”.

Generative AI, which has evolved considerably, will definitively change our work, our way of working,

This will also have an impact on Japanese businesses and the labor market.

“Many complex tasks will be handed over to generative AI and people will spend more time interacting with others.

Take on new, more advanced work. This will improve productivity and people’s well-being.

It also has the potential to be an innovation breakthrough for Japanese companies, which have been slow to make progress.

The opinions heard during the expert interviews are as follows:

Overall, these expectations were positive toward generative AI.

Of course, in order to collaborate with generative AI, both technologically and in social and legal aspects,

It cannot be denied that there are still significant risks.

However, if we remain intimidated by risk,

The fruits that the AI ​​generation could enjoy will also be distant.

In the interview, you talked about “developing generative AI together.”

With an attitude of “growing together with generative AI”, including human resources,

Perhaps all workers should now benefit from the change.

The top three “technologies expected to be realized and popularized in 2030” are “nanotechnology”, “iPS cells, genome editing” and “nursing robots”.

The top three “technologies expected to be realized and popularized in 2030” are “nanotechnology”, “iPS cells, genome editing” and “nursing robots”.

IPG Media Brands (Minato-ku, Tokyo)conducted a survey of 2,400 people aged 15 to 74 with the aim of clarifying “actual usage and consumer awareness of digital media.”“Media in MindTM 2019 Digital Media Survey”announced the results.

The Media in MindTM Digital Media Survey is a unique consumer survey conducted by IPG Media Brands annually since 2005. It tracks changes occurring in consumers' use of digital media at any given time each year .

Survey result

1. More than 80% of technologies expected to be realized and widespread by approximately 2030 are recognized.

Overall recognition of each technology, including those that have already been put into practice, has been high. Overall, women's awareness of AI-enabled homes and wearables tends to be lower than men's, and in some age groups, women's awareness of AI-enabled homes and wearables AI was about 10 points lower than men. relatively low compared to men.

Awareness of technologies that should be realized and popularized in 2030

2. The top three technologies for which expectations are high are “medical technology (nanotechnology)”, “medical technology (iPS cells, genome editing)” and “nursing robots”, with higher expectations for technologies that support health.

As the shrinking labor force becomes a social problem, the diversity of foreign workers increases and communication in foreign languages ​​becomes necessary even in Japan, and efforts are made to resolve labor shortages on farms. like expectations. I think this indicates that people have higher expectations of future technologies than of technologies that satisfy basic human needs or provide solutions to social problems.

Level of expectations regarding technologies that should be realized and popularized in 2030

3. Seniors have high expectations of health-related technologies, and people between 20 and 40 years old have high expectations of technologies that make personal life more convenient, such as AI homes, IoT home appliances and wearable devices. Teenagers have high expectations from next-generation technologies such as flying cars and space exploration.

Looking at results by gender and age, medtech and nursing robots rank high across all segments, but the scores themselves tend to increase with age. In ten years, it is believed that as the need for medical and nursing care increases, the expectations will be higher.

Top five expectations for each technology, by generation

Correspondence analysis made it easier to understand the characteristics of each segment (Chart 3) and revealed that people between the ages of 20 and 40 have high expectations for technologies that make their personal lives more convenient, such as AI homes, IoT home appliances and wearables. We found that teenagers have high expectations for next-generation technologies, such as flying cars and space exploration, which are expected to be put into practice a little later than 2030.

Gender and age x Expected technology (correspondence analysis)

(Survey overview)
◆Survey period: November 22 to 25, 2019
◆Research method: Internet survey
◆Investigation Implementation Agency McCann Erickson Co., Ltd. Cross Marketing Co., Ltd.
◆Survey target: 2,400 Internet users aged 15 to 74 living in Kanto and Kansai

What is the future of AI technology and fashion?Interview with artist Emi Kusano on the current state of digital creation

What is the future of AI technology and fashion?Interview with artist Emi Kusano on the current state of digital creation

Regarding copyright, I think even if you draw it by hand or use AI, you need to pay attention to the same things. All creators should check if their work depends on anything existing. Also, although it is possible to create an infinite number of creations, I believe that the real pleasure of collaborating with AI is the possibility of choice.

At the time it was claimed that photography was not an art because it could be taken with a single shutter button, but it is now well known that this is not the case. Of course, the legal aspects of intellectual property evolve as technology evolves, so I always check the latest information to increase my knowledge.

“AI will take over part of the design process, allowing designers to focus on the more creative aspects.”

──In the fashion world, AI models and AI designers are becoming a hot topic. Some say AI will eliminate human jobs, but what do you think?

I see AI only as a “tool” and I think the “process” of work will change, rather than the work itself disappearing. In the fashion industry in particular, AI will play a role in design, allowing designers to focus more on the creative aspect.

As for patterns, even though they evolve over time, I think it's hard to imagine true patterns disappearing. Just as the emergence of YouTubers changed the presence of television, the creation of something new can change the shape of existing things. However, there is an abiding fascination for us flesh-and-blood humans, and we will continue to be drawn to it. Modern models must also fully exploit digital technology to deliver new value.